Buyers

Why should I work with a Real Estate Agent?

Buying a home is often the biggest financial investment one makes in their lifetime. Real estate agents have current knowledge of real estate law that can protect you in a listing or buying transaction. Their expertise can make the difference between a good and bad investment.

Remember, Buyers Agents are paid by the seller of the property – not the Buyer. You should always have representation in a real estate transaction to protect your best interests! Real estate law is complex and comprehensive. Those professionals who have obtained their Brokers licence have done so through hundreds of hours of training, exams and continuing education. Not having agent representation is like going into court without a lawyer!ing a home is an exciting time in one’s life. Making the smart move of choosing a REALTORĀ® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you’ll come to understand why.

How I Can Help
Before you start looking
Closing Costs

As Your Agent, I Will:

  • Assure that you see all the properties in the area that meet your criteria.
  • Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
  • Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
  • Choose a REALTORĀ® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
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