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There are over 25K homes on the market just in the Charlotte and surrounding area. Having said that, finding you a home is not an issue. The most important thing to do is GO SEE YOUR LENDER! When buying a home in todays market you have to have a letter from a respected lender. . . . → Read More: Different Levels Of Financing Approval Neither choice is a great one. Simply put, a Short Sale is where your lender approves and allows you to sell your home for less than you owe the bank. Understand the bank must approve the Short Sale, the bank will tell you if you are allowed to accept an offer, you have no . . . → Read More: Short Sale vs Forclosure, Which Way To Go? What is mortgage insurance and how does it tie in with the real estate industry and transactions? PMI – Private Mortgage Insurance is the vehicle that allows homebuyers to borrow amounts in excess of 80% of the purchase price or value of a property on conventional loans. It’s an insurance that is provided by a . . . → Read More: Understanding Real Estate and Mortgage Insurance Why would a buyer in todays market do a lease / purchase contract? In my opinion there’s only one reasons, bad credit. An agent has found a seller who is desperate enough to lock down his property for a set period of time with someone who they already know has bad credit. A lease / . . . → Read More: What about doing a Lease / Purchase Contract? Ask the builders represenative if they are a licensed real estate broker. In North Carolina the builder’s sales represenatives do not have to be licensed realtors. Therefore they are not held to the same standard as a licensed realtor. Ask the builders represenative “Who is your client?”. As big as they smile and as nice as . . . → Read More: Tips When Buying New Home Construction Call more than one real estate agent to get a price opinion. Here’s the catch, don’t tell the agents about the other. Make them believe they’re the only one. This will help you get an accurate price range on your property. If you tell each agent you’re going to interview several other realtors, when they do your market . . . → Read More: Pricing Your Home with a Real Estate Agent Several things to know when making offers on short sales. 1) Buyers must be patience. The bank does not care about you, your wants, your credit, or how much money you’re putting down. They’re working thousands of short sales at any given time, you just have to get in line and wait your turn. If you . . . → Read More: Buying or Making Offers on Short Sale Properties Be sure to follow us on the social networks: We’ll post updates, good deals, tips on buying homes, and more! Welcome to the home of Russell Batts, realtor. We specialize in helping you find your home in Charlotte, NC. Come here to find your new home, a job, area attractions, and more! |
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